# Affordable Apartments Dallas | Income Based Apartments > Researched tax credit, income-restricted, and lower minimum-income apartment options in Dallas and nearby suburbs, delivered by text and email within 48 hours. URL: https://incomebasedapartments.com/cities/dallas/ ![Three-story apartment community with a shaded courtyard in the Dallas area](/images/misc/dallas-area-three-story-apartment-community-with-c.webp) List by text and email within 48 hours # Affordable Apartments in Dallas: Your Personalized Options List in 48 Hours Last updated: October 12, 2026 Share your budget, income, and preferred areas, and we'll research tax credit communities, income-restricted apartments, and properties with lower minimum-income requirements across Dallas and suburbs like Plano, Irving, and Garland. Your personalized list arrives by text and email within 48 hours. Get My Apartment List [/apartment-search-request/?city=dallas →](/apartment-search-request/?city=dallas) See How It Works [/how-it-works/ →](/how-it-works/) Delivered by text and email within 48 hours Operated by Spirit Real Estate Group, LLC • Austin-based • 20+ years of combined experience Important Our research includes tax credit apartments, income-restricted communities, and properties with lower minimum-income requirements. Not every apartment we identify calculates rent based on your income. **Your list provides researched apartment options to explore. Each community confirms current rents, availability, eligibility, and screening requirements and makes its own approval decisions.** Common Search Problems ## Affordable Apartments in Dallas: Where Searches Stall ### Apartment suggestions that ignore the new DART Silver Line Renters who work near DFW Airport, in Plano, or in Richardson often get apartment ideas built around a car commute on LBJ Freeway, even when a train ride would work better. **Why it happens here:** DART's Silver Line opened in October 2025, linking Shiloh Road in Plano, UT Dallas, and DFW Airport Terminal B over 26 miles, so some north and northwest commutes now have a rail option they lacked before. **How we help:** Name your workplace and the stations you'd use. We weigh rail access when researching lower minimum-income and tax credit communities and note it when we can confirm it. ### The 3x rent rule rules you out Many properties ask for gross income of about three times the rent. Some use lower multiples, but listings rarely say so up front. ### The terms blur together Tax credit, income-restricted, income-based, and Section 8 mean different things, and a listing may not say which one applies. ### Leasing calls eat your day Calling property after property to ask about income rules takes hours, and you may still not get a clear answer. ### Application fees add up Paying to apply at a community you turn out not to qualify for costs money you can't get back. What We Research ## Community Types on Your List Our research covers tax credit, income-restricted, and lower minimum-income communities across the city and suburbs such as Plano, Irving, Garland, and Grand Prairie, with each community listed once even when it fits more than one area. ![](/images/misc/young-renter-reviewing-a-budget-on-her-phone-on-th.webp) [/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/) ### Apartments With Lower Minimum-Income Requirements [/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/) Research on communities whose screening criteria may require less income relative to rent. This is not the same as a subsidized or income-restricted property. - Known minimum-income criteria recorded with source and date - Conditions noted where verified (guarantor, co-signer, additional deposit) - Separates screening criteria from program income limits Learn about lower income requirements options [/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/) Request this type [/apartment-search-request/?city=dallas&type=lower-minimum-income-apartments →](/apartment-search-request/?city=dallas&type=lower-minimum-income-apartments) ![](/images/misc/well-maintained-texas-tax-credit-apartment-communi.webp) [/tax-credit-apartments/ →](/tax-credit-apartments/) ### Tax Credit Apartments [/tax-credit-apartments/ →](/tax-credit-apartments/) Research on Low-Income Housing Tax Credit communities, including income limits, rent restrictions, and what to confirm before you apply. - Program type identified for each community (LIHTC / tax credit, set-aside tiers where verified) - Maximum income limits by household size, with source and effective year when published - Known minimum-income screening criteria, which can apply alongside maximum limits Learn about tax credit options [/tax-credit-apartments/ →](/tax-credit-apartments/) Request this type [/apartment-search-request/?city=dallas&type=tax-credit-apartments →](/apartment-search-request/?city=dallas&type=tax-credit-apartments) ![](/images/misc/mixed-income-apartment-building-entrance-in-texas-.webp) [/income-restricted-apartments/ →](/income-restricted-apartments/) ### Income-Restricted Apartments [/income-restricted-apartments/ →](/income-restricted-apartments/) Research on properties or designated units with income eligibility limits, plus a clear explanation of how they differ from income-based rent. - Designated income-restricted units identified where verified - AMI tier and household-size limits recorded with program, geography, and effective year - Minimum screening income flagged alongside maximum limits Learn about income-restricted options [/income-restricted-apartments/ →](/income-restricted-apartments/) Request this type [/apartment-search-request/?city=dallas&type=income-restricted-apartments →](/apartment-search-request/?city=dallas&type=income-restricted-apartments) How It Works ## How a Research Request Works From your request to a researched list, delivered by text and email within 48 hours. 1. Step 1 ### Tell us about your search Share preferred locations, budget, household income, household size, bedroom needs, and move timing. 2. Step 2 ### We research apartment options We review your request, research potentially relevant communities, and contact leasing staff or management when clarification is needed. 3. Step 3 ### Receive your list within 48 hours Your personalized list arrives by text and email, with why each community was included and what to confirm. 4. Step 4 ### Contact communities Follow the suggested next steps to confirm current availability, requirements, and application procedures. ## Get Your List Without Calling Every Leasing Office No Social Security number, bank details, or ID uploads. A research request is not an application, and you decide which communities to contact. Get My Apartment List [/apartment-search-request/?city=dallas →](/apartment-search-request/?city=dallas) ![Light rail train arriving at a suburban Dallas station near apartment homes](/images/features/dart-light-rail-train-arriving-at-a-suburban-dalla.webp) Why Use Our Research ## Why North Texas Renters Choose Our Research - Research across the city and eight nearby suburbs, from Plano to Grand Prairie - Fort Worth kept as a separate market, with one-request DFW searches - DART and Silver Line access factored in when you ask for it - Program type labeled on every community, so tax credit and lower-criteria options aren't confused - Your list by text and email within 48 hours of a completed request Operated by Spirit Real Estate Group, LLC • Austin-based • 20+ years of combined experience Local Knowledge ## Local Context for Dallas Apartment Searches Dallas sits at the center of a metro that reaches into **Collin**, **Denton**, and **Tarrant** counties, and many renters work in one city and live in another. Job centers such as **Downtown**, the **Southwestern Medical District**, **Las Colinas** in Irving, and the **Telecom Corridor** in Richardson pull commutes in different directions. Rail options changed recently. DART's **Silver Line** opened in October 2025, linking Shiloh Road in Plano, **Richardson**, and **DFW Airport Terminal B**, alongside the Red, Blue, Green, and Orange light rail lines. If rail access matters, name the stations you'd use. Electricity here runs over **Oncor's** delivery network, and you pick the retail electric provider that bills you. Plan choice can change your monthly total even when rents look alike, so share your full budget, not just the rent you can manage. ### Commutes, DART, and DFW-Wide Searches Dallas and Fort Worth are separate markets, but plenty of renters work on one side and could live on the other. You can choose both in one request, and each community appears once on your list even if it fits more than one area. If **DART** rail or bus access matters, tell us which lines or stations you rely on. Commutes along **I-635 (LBJ Freeway)** and **I-30** can change a lot by time of day, so it helps to share where you need to be and when. Northern suburbs like Plano, Carrollton, and Lewisville reach into **Collin County** and **Denton County**, while Garland and Mesquite sit inside the home county. Income limits for restricted units are set by metro area and program, so the property confirms which table applies. ### DHA Housing Solutions and Program Context **DHA Housing Solutions for North Texas**, formerly the Dallas Housing Authority, administers housing programs across seven North Texas counties. We don't issue vouchers or decide eligibility, but we can note your voucher status in research and flag what to confirm. Local tax credit communities [/tax-credit-apartments/ →](/tax-credit-apartments/) take part in the federal LIHTC program, which TDHCA administers in Texas. Some market-rate communities also use lower income-to-rent screening than the common 3x rule. Those are different things, and your list labels which is which. When we publish or share an income figure, we note the program, the area, the household size, and the effective year, so you know what still needs confirming. Coverage ## Suburbs and Nearby Areas We Cover These are common coverage areas, not statements about government-program jurisdictions. Choose as many as you'd consider and tell us how far you're willing to move. ### North - Plano - Richardson - Carrollton - Lewisville ### East - Garland - Mesquite ### West - Irving - Grand Prairie **ZIP codes we cover include** 75201, 75204, 75206, 75208, 75211, 75216, 75217, 75228, 75231, 75243, plus any other ZIP code you add to your request. ### Tips for a stronger request - Add Fort Worth to your request if you're open to a DFW-wide search. - List the DART stations or bus routes you use most. - Share your work location so we can weigh LBJ Freeway and I-30 commutes. Map shows the general area. Our team is based in Austin and has no public office address. ### Commute anchors, roads, and transit Name the places and routes that matter to you, and we'll keep research close to them. - Downtown Dallas - Southwestern Medical District - Las Colinas (Irving) - Telecom Corridor (Richardson) - Dallas Love Field - DFW International Airport - I-635 (LBJ Freeway) - I-30 - I-35E - US 75 (Central Expressway) - President George Bush Turnpike - DART Red Line - DART Blue Line - DART Green Line - DART Orange Line - DART Silver Line - Trinity Railway Express Your Request ## What Information Do We Need From You? A request takes a few minutes. We never ask for Social Security numbers, bank account numbers, ID documents, or income-verification uploads. ### Preferred areas The city, nearby suburbs, neighborhoods, or ZIP codes you'd consider, and how far you'll move ### Budget and income Monthly rent budget and approximate gross household income (monthly or yearly) ### Household Household size and the number of bedrooms you need ### Timing Your target move date or date range ### Optional details Voucher status, pets, accessibility features, transit needs, and other considerations ### Delivery Your email and mobile number, so we can send your list by text and email Start My Request [/apartment-search-request/?city=dallas →](/apartment-search-request/?city=dallas) The form opens with this city already selected. Got Questions? ## Common Questions About Dallas Apartment Research ### Can I search Dallas and Fort Worth at the same time? Yes. Select both markets, or tell us you're open to a wider DFW search. Each community appears once on your list, even when it fits more than one area. ### Do you cover Plano, Irving, and Garland? Yes, along with Mesquite, Richardson, Carrollton, Lewisville, and Grand Prairie. Pick the suburbs you'd consider and we'll research them alongside the city. ### Is DHA Housing Solutions the same as the old Dallas Housing Authority? Yes. The former housing authority now operates as DHA Housing Solutions for North Texas and covers seven counties. We don't issue vouchers, but you can share your voucher status in your request. ### Can you focus on apartments near the DART Silver Line? Yes. The Silver Line opened in October 2025 between Shiloh Road in Plano and DFW Airport Terminal B, with a stop at UT Dallas. Name the stations you'd use and we'll weigh rail access during research. ### Can my search cover Collin and Denton County suburbs? Yes. Plano sits mainly in Collin County, and Lewisville and Carrollton reach into Denton County. Name the ones you'd consider and we'll research them with the city. ### Do suburbs use the same income limits as the city? Not always. Restricted-unit limits vary with the program, the metro area, household size, and the effective year, and each property confirms which table covers its units. ### Are lower minimum-income apartments subsidized? No. A lower minimum-income requirement is a screening rule the property sets, such as asking for less than three times the rent. It doesn't make the unit subsidized or income-restricted. ### Will my list include apartments I can't afford? No. We research around the budget and income you share. If few options fit, we explain why and which preferences, such as adding Garland or Mesquite, could open up more choices. ### Still have a question? Email us at texas@incomebasedapartments.com [mailto:texas@incomebasedapartments.com →](mailto:texas@incomebasedapartments.com) or start your request and add the question in the notes. Get My Apartment List [/apartment-search-request/ →](/apartment-search-request/) Helpful Reading ## Guides for Texas Renters Housing Guide ### What to Include in Your Apartment Search Request A field-by-field guide to completing your apartment search request so your 48-hour list is as useful as possible. No SSN or documents needed. Read guide [What to Include in Your Apartment Search Request →](/guide/what-to-include-in-apartment-search-request/) Housing Guide ### Income-Based vs. Income-Restricted Housing Income-based rent, income-restricted units, tax credit communities, and lower minimum-income properties are different. See the comparison table and what each means for you. Read guide [Income-Based vs. Income-Restricted Housing →](/guide/income-based-vs-income-restricted-housing/) Housing Guide ### Questions to Ask Before Paying an Application Fee Before you pay an apartment application fee, confirm income limits, minimum income, availability, screening criteria, and refund terms. Get answers in writing. Read guide [Questions to Ask Before Paying an Application Fee →](/guide/questions-before-paying-application-fee/) Other Markets ## Other Texas Markets We Research You can include more than one market in a single request. Each community appears on your list once. Texas Houston Pasadena, Baytown, Humble, Spring and more View Houston [/cities/houston/ →](/cities/houston/) Texas Fort Worth Arlington, North Richland Hills, Hurst, Euless and more View Fort Worth [/cities/fort-worth/ →](/cities/fort-worth/) Texas Austin Round Rock, Pflugerville, Georgetown, Cedar Park and more View Austin [/cities/austin/ →](/cities/austin/) Texas San Antonio Converse, Universal City, Live Oak, Schertz and more View San Antonio [/cities/san-antonio/ →](/cities/san-antonio/) ![](/images/misc/warm-evening-view-of-a-well-kept-texas-garden-styl.webp) Personalized Texas Apartment Research ## Request Your Dallas Apartment List Today Tell us what you need. Your personalized list arrives by text and email within 48 hours of a completed request. Get My Apartment List [/apartment-search-request/?city=dallas →](/apartment-search-request/?city=dallas) Email Our Team [mailto:texas@incomebasedapartments.com →](mailto:texas@incomebasedapartments.com) - No SSN or documents needed - List by text and email - Research request, not an application