# Texas Affordable Apartment Search | Income Based Apartments

> Get a personalized list of tax credit, income-restricted, and lower minimum-income apartment options in Houston, Dallas, Fort Worth, Austin, and San Antonio within 48 hours.

URL: https://incomebasedapartments.com/

![Neighbors talking on a shaded walkway at a Texas garden apartment community at golden hour](/images/hero/texas-garden-apartment-community-at-golden-hour-wi.webp)

List delivered by text & email within 48 hours

# Get a Personalized Affordable Apartment List for Texas Based on Your Income, Budget, and Location

Tell us what you need in your next apartment. We research tax credit communities, income-restricted apartments, and properties with lower minimum-income requirements in Houston, Dallas, Fort Worth, Austin, San Antonio, and nearby suburbs. Receive your personalized list by text and email within 48 hours.

Get My Apartment List

[/apartment-search-request/ →](/apartment-search-request/)

 

See How It Works

[/how-it-works/ →](/how-it-works/)

Delivered by text and email within 48 hours

Operated by Spirit Real Estate Group, LLC • Austin-based • 20+ years of combined experience

Important

Our research includes tax credit apartments, income-restricted communities, and properties with lower minimum-income requirements. Not every apartment we identify calculates rent based on your income.

How It Works

## From Your Request to a Researched List in 48 Hours

IncomeBasedApartments.com is a personalized apartment research service. You share what you need, we do the research, and you decide which communities to contact.

1.  Step 1
    
    ### Tell us about your search
    
    Share preferred locations, budget, household income, household size, bedroom needs, and move timing.
    
2.  Step 2
    
    ### We research apartment options
    
    We review your request, research potentially relevant communities, and contact leasing staff or management when clarification is needed.
    
3.  Step 3
    
    ### Receive your list within 48 hours
    
    Your personalized list arrives by text and email, with why each community was included and what to confirm.
    
4.  Step 4
    
    ### Contact communities
    
    Follow the suggested next steps to confirm current availability, requirements, and application procedures.
    

Get My Apartment List

[/apartment-search-request/ →](/apartment-search-request/)

What We Research

## Types of Apartment Communities We Research

Three different kinds of communities, each with different rules. We label every option on your list so you know which is which.

![](/images/misc/well-maintained-texas-tax-credit-apartment-communi.webp)

[/tax-credit-apartments/ →](/tax-credit-apartments/)

### 

Tax Credit Apartments

[/tax-credit-apartments/ →](/tax-credit-apartments/)

Research on Low-Income Housing Tax Credit communities, including income limits, rent restrictions, and what to confirm before you apply.

-   Program type identified for each community (LIHTC / tax credit, set-aside tiers where verified)
-   Maximum income limits by household size, with source and effective year when published
-   Known minimum-income screening criteria, which can apply alongside maximum limits

Learn about tax credit options

[/tax-credit-apartments/ →](/tax-credit-apartments/)

![](/images/misc/mixed-income-apartment-building-entrance-in-texas-.webp)

[/income-restricted-apartments/ →](/income-restricted-apartments/)

### 

Income-Restricted Apartments

[/income-restricted-apartments/ →](/income-restricted-apartments/)

Research on properties or designated units with income eligibility limits, plus a clear explanation of how they differ from income-based rent.

-   Designated income-restricted units identified where verified
-   AMI tier and household-size limits recorded with program, geography, and effective year
-   Minimum screening income flagged alongside maximum limits

Learn about income-restricted options

[/income-restricted-apartments/ →](/income-restricted-apartments/)

![](/images/misc/young-renter-reviewing-a-budget-on-her-phone-on-th.webp)

[/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/)

### 

Apartments With Lower Minimum-Income Requirements

[/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/)

Research on communities whose screening criteria may require less income relative to rent. This is not the same as a subsidized or income-restricted property.

-   Known minimum-income criteria recorded with source and date
-   Conditions noted where verified (guarantor, co-signer, additional deposit)
-   Separates screening criteria from program income limits

Learn about lower income requirements options

[/lower-minimum-income-apartments/ →](/lower-minimum-income-apartments/)

Cities We Serve

## Five Texas Markets and Nearby Suburbs

Austin-based team serving all five markets. Choose multiple areas and tell us how far you're willing to move. Dallas and Fort Worth are researched as separate markets, and you can request both for a wider DFW search.

Nearby suburbs we commonly research include Katy and Pearland near Houston, Plano and Irving near Dallas, Arlington near Fort Worth, Round Rock and Kyle near Austin, and Schertz and New Braunfels near San Antonio.

Explore Cities We Serve

[/cities/ →](/cities/)

![Map of Texas with the five service markets circled](/images/features/paper-map-of-central-and-east-texas-with-houston-d.webp)

Texas Houston Pasadena, Baytown, Humble, Spring and more View Houston

[/cities/houston/ →](/cities/houston/)

 

Texas Dallas Garland, Irving, Mesquite, Richardson and more View Dallas

[/cities/dallas/ →](/cities/dallas/)

 

Texas Fort Worth Arlington, North Richland Hills, Hurst, Euless and more View Fort Worth

[/cities/fort-worth/ →](/cities/fort-worth/)

 

Texas Austin Round Rock, Pflugerville, Georgetown, Cedar Park and more View Austin

[/cities/austin/ →](/cities/austin/)

 

Texas San Antonio Converse, Universal City, Live Oak, Schertz and more View San Antonio

[/cities/san-antonio/ →](/cities/san-antonio/)

The Deliverable

## What Your Personalized List Contains

Your list is built to be compared side by side. Every researched detail carries a date and a source, so you know what was checked and what still needs confirming.

### For each community, when available

-   Property name, location and official website
-   Leasing contact details
-   Property or program type and why it was included
-   Relevant bedroom options and researched rent with its date
-   Known minimum-income and verified maximum-income information
-   Availability or waiting-list information with its source date
-   Published fees and deposits, when available
-   Important unresolved questions and a suggested next step

Clear labels on every detail:

-   "Confirmed with leasing staff on \[date\]."
-   "Published on the property website on \[date checked\]."
-   "Current availability needs confirmation."

Illustrative example

### Example community in your chosen area

Tax credit (LIHTC) community

Why it was included

Bedroom size and household size fit your request. The published income limit for your household size appears to cover your income, and the property lists a minimum-income rule you may meet.

Published on the property website on \[date checked\].

Suggested next step

Ask leasing staff whether 2-bedroom units are available now or only through the waiting list, and confirm the current minimum-income rule before paying an application fee.

Illustrative example

### Example community near your preferred commute

Lower minimum-income criteria

Why it was included

This property told us its income-to-rent screening is lower than the common 3x rule. It is not income-restricted or subsidized.

Confirmed with leasing staff on \[date\].

Suggested next step

Current availability needs confirmation. Ask for the written rental qualification criteria and the total of required monthly fees.

Illustrative example. Your list provides researched apartment options to explore. Each community confirms current rents, availability, eligibility, and screening requirements and makes its own approval decisions.

![Apartment research team reviewing printed lists and a laptop at an office table](/images/features/small-diverse-austin-apartment-research-team-revie.webp)

20+ years

of combined team experience. Austin-based, serving five Texas markets.

Why Renters Use Our Research

## Experienced Researchers Who Talk to Leasing Offices Every Day

Searching for apartments with specific income rules can feel overwhelming. Our job is to do the legwork, explain what we find in plain language, and be honest about what still needs confirming.

-   ### 20+ years of combined experience
    
    Our Austin-based team brings more than 20 years of combined experience in Texas apartment research and leasing.
    
-   ### Relationships with many communities
    
    We maintain relationships with numerous apartment communities across Houston, Dallas, Fort Worth, Austin, and San Antonio.
    
-   ### Daily contact with leasing offices
    
    We communicate daily with leasing agents, onsite staff, and management, and reach out when your request needs clarification.
    
-   ### Clear explanations
    
    Your list explains what each property requirement means and what you should confirm before you apply.
    
-   ### Five-market Texas focus
    
    We concentrate on five major Texas cities and their nearby suburbs, so research stays grounded in markets we know.
    

## Not sure which apartment type fits you?

You don't have to choose. Tell us about your household and budget, and we'll research all three types.

Get My Apartment List

[/apartment-search-request/ →](/apartment-search-request/)

Know the Difference

## Income Limits vs. Minimum-Income Requirements

A community can have a maximum income limit and a minimum screening income at the same time. Your household needs to fit between the two.

### Maximum income limit (the ceiling)

Set by program rules for income-restricted and tax credit units. It depends on the program tier, the area, your household size, and the year the limits took effect. Earn above it, and you generally can't rent that restricted unit.

### Minimum income requirement (the floor)

Set by the property's own screening criteria, often as a multiple of the rent. It can apply at market-rate and affordable communities alike. Some properties use lower multiples than others, and criteria can change.

| Term | What it means | Who sets it | Rent based on your income? |
| --- | --- | --- | --- |
| Income-based rent | Your payment is calculated from your income under assistance-program rules. | Assistance program rules | Yes, tied to your income |
| Income-restricted apartment | Units with income eligibility limits, often set as a percentage of Area Median Income (AMI). | Program or regulatory agreement | Not necessarily |
| Tax credit (LIHTC) apartment | Communities in the Low-Income Housing Tax Credit program, with income and rent limits on designated units. | LIHTC rules, monitored by TDHCA in Texas | Usually not |
| Lower minimum-income requirement | A property screening rule that may need less income relative to rent, such as below the common 3x rule. | The property | No, and not a subsidy |

Read the full guide: Income-Based vs. Income-Restricted Housing

[/guide/income-based-vs-income-restricted-housing/ →](/guide/income-based-vs-income-restricted-housing/)

Transparency

## How Our Service Is Funded

Our service is funded by apartment referral commissions paid by apartment communities. Referral compensation does not guarantee a discount, approval, or preferential treatment, and it doesn't mean a property will waive application fees, deposits, or other leasing costs.

The brokerage behind the service is Spirit Real Estate Group, LLC. Our disclosure page explains how referral compensation works and what it does not change.

Read the Referral Compensation Disclosure

[/referral-compensation-disclosure/ →](/referral-compensation-disclosure/)

![Woman reading her apartment list on her phone outside her apartment](/images/features/woman-reading-a-text-message-with-her-apartment-li.webp)

## Your list arrives by text and email

We send your personalized list to the mobile number and email address you provide, within 48 hours of a completed request. Can't receive texts? Email 

texas@incomebasedapartments.com

[mailto:texas@incomebasedapartments.com →](mailto:texas@incomebasedapartments.com)

 and we'll help another way.

Start Here

## Housing Guides for Texas Renters

Short, practical guides to help you make a stronger request and understand your list.

Housing Guide

### Comparing Rent, Utilities, Deposits, and Mandatory Fees

Compare the true cost of Texas apartments: base rent vs total monthly cost, utilities and utility allowances, mandatory fees, deposits, and move-in costs.

Read guide

[Comparing Rent, Utilities, Deposits, and Mandatory Fees →](/guide/comparing-rent-utilities-deposits-fees/)

Housing Guide

### Finding Affordable Apartment Options Without a Voucher

No housing voucher? See which Texas apartment types to consider, including tax credit, income-restricted, and lower minimum-income properties, and their trade-offs.

Read guide

[Finding Affordable Apartment Options Without a Voucher →](/guide/affordable-apartments-without-a-voucher/)

Housing Guide

### How to Read Your Apartment List: Confirmed vs. Needs-Confirmation Details

What each field on your apartment list means, including program type, dated rent, income criteria, and availability source, and how to act on what still needs confirmation.

Read guide

[How to Read Your Apartment List: Confirmed vs. Needs-Confirmation Details →](/guide/how-to-read-your-apartment-list/)

Housing Guide

### How to Recognize Housing Application Scams in Texas

Spot rental scams before you pay: pay-before-viewing, wire or gift-card requests, guaranteed approval, and fake waiting-list fees. How to verify and report them.

Read guide

[How to Recognize Housing Application Scams in Texas →](/guide/housing-application-scams-texas/)

See all Housing Guides

[/guide/ →](/guide/)

Got Questions?

## Frequently Asked Questions

Straight answers about what we do, what we don't do, and how your list works.

### What does IncomeBasedApartments.com do?

We research apartment communities using the information you submit and send you a personalized apartment list by text and email within 48 hours. We focus on tax credit communities, income-restricted apartments, and properties with lower minimum-income requirements. We do not issue vouchers, determine government-program eligibility, approve rental applications, or guarantee housing.

### Where do you offer apartment research?

We research apartments in Houston, Dallas, Fort Worth, Austin, San Antonio, and nearby suburbs, such as Katy and Pearland near Houston, Plano and Irving near Dallas, Arlington near Fort Worth, Round Rock and Kyle near Austin, and Schertz and New Braunfels near San Antonio. You can choose more than one area and tell us how far you're willing to move.

### How is the service funded?

The service is funded by apartment referral commissions paid by apartment communities. Referral compensation does not guarantee a discount, approval, or preferential treatment. Our Referral Compensation Disclosure explains how it works.

### What information do you need?

We need your preferred locations, monthly rent budget, approximate gross household income, household size, bedrooms needed, and move timing, plus your email and mobile number to deliver your list. Voucher status, pets, accessibility features, and other considerations are optional. We never ask for Social Security numbers, bank account numbers, ID documents, or income-verification uploads for a research request.

### When will I receive my list?

You'll receive your personalized list within 48 hours of submitting a completed search request.

### Are all listed apartments income-based?

No. Our research includes tax credit apartments, income-restricted communities, and properties with lower minimum-income requirements. Not every apartment we identify calculates rent based on your income.

### Still have a question?

Email us at 

texas@incomebasedapartments.com

[mailto:texas@incomebasedapartments.com →](mailto:texas@incomebasedapartments.com)

 or start your request and add the question in the notes.

Get My Apartment List

[/apartment-search-request/ →](/apartment-search-request/)

![](/images/misc/warm-evening-view-of-a-well-kept-texas-garden-styl.webp)

Personalized Texas Apartment Research

## Ready for Your Researched Apartment List?

Questions? Email texas@incomebasedapartments.com. Or start your request now and receive your personalized list by text and email within 48 hours.

Get My Apartment List

[/apartment-search-request/ →](/apartment-search-request/)

 

Email Our Team

[mailto:texas@incomebasedapartments.com →](mailto:texas@incomebasedapartments.com)

-   No SSN or documents needed
-   List by text and email
-   Research request, not an application